Federal Student Loans and Grants

The U.S. Federal Government has many financial aid options to help offset the cost of an education. If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest. Students seeking financial aid should apply using the Free Application for Federal Student Aid (FAFSA). The FAFSA determines eligibility for all Federal Aid, including (but not limited to):

  • Grant available to low-income undergraduate students. Financial need is determined by information entered on the FAFSA. Learn More
  • Grant provides up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. The annual amount is subject to change based on potential federal reductions in spending. More information is available on the Federal Student Aid TEACH Grant website.

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  • Grant available to students receiving the Pell Grant and calculated to have a zero expected family contribution per the FAFSA.

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  • The parents of an undergraduate dependent student may apply for this type of Federal loan to assist with education costs.

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  • An undergraduate student may apply for a Federal subsidized and/or unsubsidized student loan to assist with education costs. Financial need is determined by the information entered on the FAFSA.

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  • Federal Work Study programs exist for students with a financial need. Student financial need is determined by the information entered on the FAFSA.

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State Scholarships and Grants

The State of Georgia has several financial assistance programs available to Georgia residents. A student must meet state eligibility requirements to receive state aid. For more information please visit the Georgia Futures- Hope and State Aid Programs website.

Scholarships in Georgia include (but are not limited to):

KSU Scholarships

Scholarships are private monies that are made available to students from various local community groups, corporate donors, and the University. You do not have to repay scholarships. Each scholarship usually requires a separate application.

KSU scholarships include:

External Scholarships

Students are encouraged to research opportunities for external scholarships. KSU has launched an easy, mobile and personalized process that makes finding and applying for scholarships easier than ever. Our scholarship finder- Scholarship Universe- will match you to your best fit opportunities! 

Student Employment

Many students work on- or off-campus during the school year. Several campus programs are available for students who want to work during their time in school. 

Outside Student Aid and Programs

State programs and private donor-selected scholarships are also available and require students to apply separately.